BOARD GAME

SUSPENS

Adult.ly

The game of

Who does not have to pay taxes?

Low-income individuals: If your income is below a certain threshold, you may not be required to file a tax return or pay income taxes.
Children and dependents
Nonprofit organizations
Religious organizations

Can I go to jail for not paying my taxes?

Possibly. There are many actions that can take place if you do not pay your taxes. Such as late payment penalties, interest charges, collection action, and credit score impact. In rare cases, the IRS may pursue legal action against you, which could include criminal charges if they believe you have committed tax fraud or evasion.

Do college students get tax exemptions?

There are tax deductions available for college students, such as

Education credits: College students may be eligible for education tax credits, such as the American Opportunity Tax Credit (AOTC) or the Lifetime Learning Credit (LLC). These credits can help offset the cost of tuition, fees, and other qualified educational expenses.
Student loan interest deduction: College students who are paying back student loans may be eligible for a deduction of up to $2,500 in student loan interest.
Dependent exemption: If a college student is claimed as a dependent on their parents' tax return, their parents may be eligible for a dependent exemption, which can lower their taxable income.

When and where do I get my W-2?

Your W-2 form is typically provided to you by your employer. Most employers can now offer to send your tax documents through email or can be accessed through an online portal. Most of the time though, your documents will be mailed to the address you filed on your W-4 during the hiring process. Tax documents are mailed or made available online by January 31st of each year.

When do I need to file my taxes?

The deadline to file your federal income taxes in the US is typically April 15th of each year. However, the deadline may be extended to a later date in some years, depending on various factors such as weekends, holidays, and other special circumstances.

Can I only file taxes online?

There are multiple ways to file taxes.

File online
Use a tax professional
File by mail

Does application submission guaruntee approval or acceptance?

No.

What is an apartment hunter?

An apartment hunter is a person who is actively searching for an apartment or a rental property to live in

Do you need a rec. letter?

Generally, a letter of recommendation is not required when applying for an apartment.

What is verifiable source of income?

Pay stubs from an employer that confirm the applicant's salary or wages Tax returns that show self-employment income or investment income Bank statements that show regular deposits from a stable income source Verification of government benefits, such as social security or disability payments

Are there fees for apartment applications?

When applying for an apartment, you may be required to pay an application fee, security deposit, and first month's rent upfront. Make sure you have the funds available to cover these costs.

What is liability insurance?

This type of coverage is required by law in most states and covers damages and injuries you may cause to other people or their property while driving. Liability coverage typically includes bodily injury liability and property damage liability.

Will my rate go up after I make a claim?

Possibly. If you are found to be at fault for an accident, your insurance premiums may go up. More factors to consider are that your coverage may change and in rare cases, your insurance company may drop you.

Can I get a discount on my insurance?

Yes! There are multiple discounts you can get on your insurance, including:

Safe driver discount
Multi-vehicle discount
Multi-policy discount
Good student discount
Low mileage discount
Safety feature discount
Loyalty discount
Pay-in-full discount

Do I need a license to apply for insurance?

You'll need more than just a valid driver's license. You have to gather...

Vehicle information: the vehicle(s) you want to insure, including the make, model, year, and Vehicle Identification Number (VIN).
Driving record: your driving history, such as any accidents or traffic violations.
Personal information: your name, address, phone number, and email address.
Payment information: a credit card or bank account number
Proof of prior insurance

Does insurance only cover damages?

It covers more than damages. Auto insurance provides financial protection in a car accident or damage to your vehicle and pays for repairs or medical bills. Not to mention, most policies include roadside assistance in an event of a flat tire or dead battery.

Is auto insurance required?

In most states, auto insurance is required by law. Driving without insurance can result in fines, license suspension, and legal consequences.

How do I know my rent budget?

Your apartment renting budget should be based on your monthly income and expenses. As a general rule of thumb, many experts recommend that you spend no more than 30% of your monthly income on rent and utilities combined.

What do I need to file my taxes?

Your Social Security number (or taxpayer identification number) and the same for any dependents you may have.
W-2 forms
1099 forms: These forms show income earned from freelance work, self-employment, or other sources outside of regular employment.
Bank and investment statements
Receipts and documentation for deductible expenses: These may include expenses related to education, health care, charitable contributions, and business expenses if you are self-employed.

TILES AND HOUSES

Your roommate decides to move out halfway through your lease. You can either pay additional fines to end your lease early or find another way to stay afloat. What do you do?

You can apply for rent relief or ask another player to move in with you.

How to play

Will I need a good credit score?

Your credit score can impact your ability to rent an apartment. Check your credit score before applying and take steps to improve it if necessary.

INSTRUCTIONS

Each player must choose a color: blue, green, yellow, or pink. He/she gets a tile to mark his/her position
Each player must take the tile of his/her color and place it on the starting square.
To start playing, click on the dice and move your piece to the corresponding square.
In each square, there is a question that relates to the topics covered in the learning modules. The player must answer correctly to place a house on that square. If the player answers incorrectly, they face no penalty but are not able to place a house on that square until the next round.
Special squares: the squares with icons contain penalties such as "Pay a fee of $100 to move forward two spaces or take from the bank $100 and move back three spaces."
The player who gets the closest to their home on the board once all the squares are occupied wins.

¿Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat?

¡OH OH! You evaded taxes, didn't pay rent for the last 3 months, and cancelled your car insurance. YOU ARE DECEASED. Should have used Adult.Ly to help you make better choices. Don't forget to split your money between the other players. HA HA HAAA.

You got into an accident and it was your fault. Your insurance rate just went up $100. Pay $300 to the insurance company.

You left all the lights on while you left to Cancun for a week. Now your light bill is through the roof. Pay $150 to the electric company.

Welcome to the bank. Will you be depositing $100 to move up three spaces or taking out $100 to move back one space?

Oh no, looks like you have a flat tire. Call the insurance company to help you out. Move back one space.

Oops! You missed out on an important email for an apartment you were looking at. Make sure to regularly check your email and be mindful of the amount of time for response.

Each player starts with $600. Then, get $100 every time you pass go. (Also, the game has no bank, just an imaginary one. We believe in the honor code over here. Please play responsibly.)

Looks like you'll be at home for a week due to a wisdom tooth removal. Take it easy. No penalties today, you're already in enough pain.

Surprise! Looks like someone's getting a refund this year. Get $500 from the bank. Hard, honest work pays off.

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